--- title: Accelitas Insights Blog description: Accelitas® is reimagining financial access through the transformative power of data. Our AI-powered data analytics deliver fast, fair and frictionless ways to help businesses grow by confirming identity, predicting credit, and reconciling data and enabling payments --- [![accelitas-circle-logo\_bright-green\_web](https://knowledge.accelitas.com/hs-fs/hubfs/accelitas-circle-logo_bright-green_web.png?width=1500&height=1501&name=accelitas-circle-logo_bright-green_web.png "accelitas-circle-logo_bright-green_web")](http://www.accelitas.com) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/bank-account-validation) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Use Cases](https://www.accelitas.com/use-cases) - [Industries We Serve](https://www.accelitas.com/use-cases) - [Collections](https://www.accelitas.com/use-cases-collections) - [Billers](https://www.accelitas.com/use-cases-billers) - [Fintechs](https://www.accelitas.com/use-cases-fintechs) - [Storefront Lending](https://www.accelitas.com/use-cases-storefront) - [Payroll Providers](https://www.accelitas.com/use-cases-payroll-providers) - [Payment Processors](https://www.accelitas.com/use-cases-payment-processors) - [Resources](https://www.accelitas.com/resources-overview) - [Resources Overview](https://www.accelitas.com/resources-overview) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/company-and-mission) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [Request a Demo](https://www.accelitas.com/contact-us) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/predict-credit-1) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Resources](https://knowledge.accelitas.com/blog) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies/) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/about/) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [News & Events](https://www.accelitas.com/news-events/) - [News & Events](https://www.accelitas.com/news-events) - [Contact Us](https://www.accelitas.com/contact-us/) # Accelitas Insights ## [Unhappy returns: the hidden cost of unsuccessful ACH transactions](https://knowledge.accelitas.com/blog/unhappy-returns) ## [Different businesses have different ACH pain points. That’s why one bank account validation service makes sense.](https://knowledge.accelitas.com/blog/different-businesses-different-painpoints) ## [Massive Volume & Missed Opportunity](https://knowledge.accelitas.com/blog/massive-volume-missed-opportunity) ## [It’s time to find out what your bank account validation is missing](https://knowledge.accelitas.com/blog/bank-account-validation-is-missing) ## [Webinar Examines “True Breakthrough” in Bank Account Validation](https://knowledge.accelitas.com/blog/true-breakthrough-in-bank-account-validation) ## [The Unprecedented Workflow Solution That is Changing the ACH Landscape](https://knowledge.accelitas.com/blog/unprecedented-workflow-solution) ## [Consider the source: how combining unique expertise generates smarter credit decisions](https://knowledge.accelitas.com/blog/datax_partnership) ## [Time for Some Serious Validation](https://knowledge.accelitas.com/blog/time-for-some-serious-validation) ## [Best Practices, Innovative Solutions, and the Future of Account Validation](https://knowledge.accelitas.com/blog/accelitas-nacha-podcast) ## [Lenders Seek Profit. But Are They Missing The Obvious Approach?](https://knowledge.accelitas.com/blog/lenders-seek-profit) ## [Knowledge is Money.](https://knowledge.accelitas.com/blog/measure-up) ## [The view from the experts: Traditional lending practices are no longer sustainable](https://knowledge.accelitas.com/blog/the-view-from-the-experts) ## [Accelitas teams up with Insight to optimize lending cloud platform](https://knowledge.accelitas.com/blog/accelitas-teams-up-with-insight) ## [What drives a better User Experience? For a leading global automaker, it’s streamlined BAV.](https://knowledge.accelitas.com/blog/what-drives-better-userexperience) ## [Alternative data and predictive analytics are changing the credit equation. Here’s how to get the best of both worlds.](https://knowledge.accelitas.com/blog/changing-the-credit-equation) ## [Knowledge is Money](https://knowledge.accelitas.com/blog/knowledge_is-money) ## [Strength In Numbers](https://knowledge.accelitas.com/blog/lendsuite-partnership-pr) ## [How can risk management excel in uncertain times?](https://knowledge.accelitas.com/blog/how-can-risk-management-excel-in-uncertain-times) ## [Accelitas Announces Jimmy Williams as New Chief Revenue Officer](https://knowledge.accelitas.com/blog/jimmy-williams-as-new-cro) ## [Accelitas Enhances Bank Account Validation Solutions with Real-Time Transaction Data](https://knowledge.accelitas.com/blog/accelitas-and-fiserv-take-account-validation) ## [Beyond Compliance](https://knowledge.accelitas.com/blog/beyond_compliance) ## [Is your BAV solution meeting today’s demands? It may be time to ask your vendor some hard questions.](https://knowledge.accelitas.com/blog/bav-solution-meeting-todays-demands) ## [Are you prepared to make instant decisions?](https://knowledge.accelitas.com/blog/bav-decisions-at-the-speed-of-now) ## [Times up. You ready?](https://knowledge.accelitas.com/blog/nacha-deadline-timesup) ## [In the post-pandemic world, lending has shifted — and alternative data is leading the way](https://knowledge.accelitas.com/blog/lending-has-shifted-and-alternative-data-is-leading) ## [Real-time bank account verification is raising the stakes for consumers and lenders. So what happens next?](https://knowledge.accelitas.com/blog/real-time-bank-account-verification-is-raising-the-stakes) ## [What happens when Bank Account validation goes above and beyond?](https://knowledge.accelitas.com/blog/bav-2-what-happens-when-bank-account-validation-goes-above-and-beyond) ## [Sometimes it really pays to follow the rules.](https://knowledge.accelitas.com/blog/bav-1-sometimes-it-really-pays-to-follow-the-rules) ## [Putting bank validation services to the test? You may be in for a surprise.](https://knowledge.accelitas.com/blog/putting-bank-validation-services-to-the-test) ## ["Coverage is Everything"](https://knowledge.accelitas.com/blog/coverage-is-everything) ## [Predictive Analytics Innovator Accelitas Grows Business, Expands Product and Development Team](https://knowledge.accelitas.com/blog/get-ahead-of-the-upcoming-web-debit-rule-0) ## [Accelitas named Nacha Preferred Partner for ACH Account Validation](https://knowledge.accelitas.com/blog/accelitas-named-nacha-preferred-partner) ## [Get ahead of the upcoming Web Debit Rule with a Nacha Preferred Partner.](https://knowledge.accelitas.com/blog/get-ahead-of-the-upcoming-web-debit-rule) ## [Microclimate™ credit scores deliver a timely alternative to traditional credit scoring](https://knowledge.accelitas.com/blog/microclimate-credit-scores-timely-alternative) ## [Enhanced fraud detection has always made sense. Now it’s being enforced.](https://knowledge.accelitas.com/blog/enhanced-fraud-detection-has-always-made-sense) ## [Creditworthiness and Lending Decisions take a new turn in 2020](https://knowledge.accelitas.com/blog/creditworthiness-and-lending-decisions-0-0) ## [As fintech seeks next level solutions, Accelitas expands its innovative leadership](https://knowledge.accelitas.com/blog/staffing-announcement-krawczyk-cook-0) ## [Now more than ever: Time to reimagine financial access](https://knowledge.accelitas.com/blog/reimagining-financial-access) ## [Lending during a crisis: the results are in](https://knowledge.accelitas.com/blog/lending-during-a-crisis) ## [What’s new in the State of Identity? Jimmy Williams delivers some essential answers](https://knowledge.accelitas.com/blog/state-of-identity-podcast-reimagining-financial-access) ## [Redefining Credit Risk with Artificial Intelligence and Human Expertise](https://knowledge.accelitas.com/blog/redefining-credit-risk-with-artificial-intelligence-and-human-expertise) ## [How real-time data helps lenders cope with coronavirus uncertainty](https://knowledge.accelitas.com/blog/how-real-time-data-helps-lenders-cope-with-coronavirus-uncertainty) ## [It’s only fair. How Explainable AI is transforming compliance](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0) ## [Giving traditional credit scores a serious turbo charge](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0) ## [Ai Lift is giving credit risk a new angle.](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle) ## [It’s only fair. Predictive analytics is a win/win for both borrowers and lenders.](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders) ## [How to weather the latest lending forecast: Let a Microclimate™ credit score guide you.](https://knowledge.accelitas.com/blog/how-to-weather-the-latest-lending-forecast-0) ## [What does traditional credit screening miss? Start with 70 million potential customers.](https://knowledge.accelitas.com/blog/the-benefits-of-crossing-disciplines-in-artificial-intelligence-0) ## [No time to lose. In 2019, lenders simply have to be smarter.](https://knowledge.accelitas.com/blog/in-2019-lenders-simply-have-to-be-smarter-0) ## [4 Ways that Alternative Data Can Help You Lift Your 2019 Growth Goals](https://knowledge.accelitas.com/blog/4-ways-that-alternative-data-can-help-you-lift-your-2019-growth-goals) ## [How Will You Grow in 2019?](https://knowledge.accelitas.com/blog/how-will-you-grow-in-2019) ## [HSBC Data Breach Highlights the Dangers of New Account Fraud Attacks](https://knowledge.accelitas.com/blog/hsbc-data-breach-highlights-the-dangers-of-new-account-fraud-attacks) ## [A Winning Combination For Lenders: AI and Alternative Data](https://knowledge.accelitas.com/blog/a-winning-combination-for-lenders-ai-and-alternative-data) ## [How to Leverage Intelligence to Help Online Lenders](https://knowledge.accelitas.com/blog/how-to-leverage-intelligence-to-help-online-lenders) ## [One World Identity & Identity Intelligence - Interview with Greg Cote](https://knowledge.accelitas.com/blog/one-world-identity-interviews-greg-cote-about-identity-intelligence) ## [What Happened to Alternative Data?](https://knowledge.accelitas.com/blog/what-happened-to-alternative-data) ## [How to increase your customers with AI and Alternative Data](https://knowledge.accelitas.com/blog/how-to-increase-your-customers-with-ai-and-alternative-data) ## [How to reach more customers with Artificial Intelligence](https://knowledge.accelitas.com/blog/how-to-reach-more-customers-with-artificial-intelligence) ## [The Benefits of Crossing Disciplines in Artificial Intelligence](https://knowledge.accelitas.com/blog/the-benefits-of-crossing-disciplines-in-artificial-intelligence) ## [Loan Rejection Rates Digging into Revenues? Dig Deep into Data](https://knowledge.accelitas.com/blog/loan-rejection-rates-digging-into-revenues-dig-deep-into-data) ## [The Mueller Investigation Highlights the Importance of Knowing Your Customers](https://knowledge.accelitas.com/blog/the-mueller-investigation-highlights-the-importance-of-knowing-your-customers) ## [Remember This Term: Identity Intelligence (Here's Why.)](https://knowledge.accelitas.com/blog/remember-this-term-customer-identity-intelligence) ## [Accelitas Delivers Next Level Real-Time Lead Screening Tuned To Your Strategy](https://knowledge.accelitas.com/blog/accelitas-delivers-next-level-real-time-lead-screening-tuned-to-your-strategy) ## [Looking For Fast, Fair, Frictionless Fintech Solutions? It All Comes Together On The Accelerated Insight Platform](https://knowledge.accelitas.com/blog/looking-for-fast-fair-frictionless-fintech-solutions) ## [Automatic Bank Account Validation, Nacha Compliance, And A “Fat-Finger” Solution. Welcome to Ai Validate](https://knowledge.accelitas.com/blog/automatic-bank-account-validation-nacha-compliance-and-a-fat-finger-solution) ## [Dropping Names: A CEO's POV on Renaming a Company](https://knowledge.accelitas.com/blog/dropping-names-a-ceos-pov-on-renaming-a-company) ## [Online Lenders Alliance Partners With Accelitas To Leverage Credit Data, Provide Options, Improve Lives](https://knowledge.accelitas.com/blog/online-lenders-alliance-partners-with-accelitas) ## [Authenticate IDs in Real Time for Mobile Onboarding with AI Authenticate](https://knowledge.accelitas.com/blog/authenticate-ids-in-real-time-for-mobile-onboarding-with-ai-authenticate) ## [Improve Lending Decisions with Machine Learning](https://knowledge.accelitas.com/blog/improve-lending-decisions-with-machine-learning) ## [Auto-Extract ID Data for Mobile Account Opening with AI Extract](https://knowledge.accelitas.com/blog/auto-extract-id-data-for-mobile-account-opening-with-ai-extract) ## [Money 2020 Recap: Accelerating Mobile Onboarding to Grow Profitable Accounts](https://knowledge.accelitas.com/blog/money-2020-recap-accelerating-mobile-onboarding-to-grow-profitable-accounts) ## [Lend360 Recap: Helping Lenders Stop Rejecting Valuable Accounts](https://knowledge.accelitas.com/blog/lend360-recap-helping-lenders-stop-rejecting-valuable-accounts) ## [Fraud Expert Jodi Pratt on the Equifax Breach and Its Repercussions for Consumers and Financial Services](https://knowledge.accelitas.com/blog/fraud-expert-jodi-pratt-on-the-equifax-breach-and-its-repercussions) ## [Cane Bay Cares: Fund-Raising to Help St. Croix](https://knowledge.accelitas.com/blog/cane-bay-cares-fund-raising-to-help-st.-croix) ## [EGuide: Stop Rejecting Valuable Customers](https://knowledge.accelitas.com/blog/eguide-stop-rejecting-valuable-customers-overview) ## [Why Lenders Should Focus on Profitability, Not First Payment Default (FPD)](https://knowledge.accelitas.com/blog/why-lenders-should-focus-on-profitability-not-first-payment-default-fpd) ## [6 Lessons from the 2017 EMERGE Financial Health Forum](https://knowledge.accelitas.com/blog/6-lessons-from-the-emerge-financial-health-forum) ## [Lessons from Finovate 2017](https://knowledge.accelitas.com/blog/lessons-from-finovate-2017) ## [Beyond Big Data: Digital Transformation Comes to Financial Services](https://knowledge.accelitas.com/blog/beyond-big-data-digital-transformation-comes-to-financial-services) ## [Leveraging Data Analytics to Create a Frictionless Customer Journey](https://knowledge.accelitas.com/blog/leveraging-data-analytics-to-create-a-frictionless-customer-journey) ## [LendIt 2017: The Time for Machine Learning Is Now](https://knowledge.accelitas.com/blog/lendit-2017-the-time-for-machine-learning-is-now) ## [Infographic: Market Size for Financially Underserved Consumers](https://knowledge.accelitas.com/blog/infographic-market-size-for-financially-underserved-consumers) ## [7 Requirements for Real-time Mobile Onboarding](https://knowledge.accelitas.com/blog/7-requirements-for-real-time-mobile-onboarding) ## [Why Convenience Is a Critical Differentiator for Mid-Tier Banks and Credit Unions](https://knowledge.accelitas.com/blog/2016/9/22/why-convenience-is-a-critical-differentiator-for-midtier-banks) ## [Realizing the CFPB’s Vision for Lower-Risk DDA Accounts](https://knowledge.accelitas.com/blog/2016/8/16/realizing-the-cfpb-vision-for-lower-risk-dda-accounts) ## [Streamline User Experiences for Customers and Staff](https://knowledge.accelitas.com/blog/2016/7/15/streamline-user-experiences-for-customers-and-staff) ## [EMERGE Forum 2016 Recap: Mobile Intercept and Insights about FPD](https://knowledge.accelitas.com/blog/2016/6/23/emerge-forum-2016-recap-mobile-intercept-and-insights-about-fpd) ## [Opportunities for Financial Services Solution Providers in 2016](https://knowledge.accelitas.com/blog/2016/2/29/opportunities-for-financial-services-solution-providers-in-2016) ## [Mobile Account Opening at BAI Retail Delivery 2015](https://knowledge.accelitas.com/blog/blog/2016/2/29/mobile-account-opening-at-bai-retail-delivery-2015) ## [Find the “Keepers”: Identify Your Most Profitable Customers and Grow Your Share of Business](https://knowledge.accelitas.com/blog/blog/2016/2/29/find-the-keepers-identify-your-most-profitable-customers-and-grow-your-share-of-business) ## [Mobile Banking Is an Important Channel for the Unbanked and Underbanked](https://knowledge.accelitas.com/blog/2016/2/29/mobile-banking-is-an-important-channel-for-the-unbanked-and-underbanked-2) ## [Infographic: State of the Unbanked and Underbanked Markets 2015](https://knowledge.accelitas.com/blog/2016/2/29/infographic-state-of-the-unbanked-and-underbanked-markets-2015-2) ## [Assessing the Risk of DDA Account Applicants: The First Data® Confidence Score® Advantage](https://knowledge.accelitas.com/blog/2016/2/29/assessing-the-risk-of-dda-account-applicants-the-first-data-confidence-score-advantage-3) ## [Use Web Services to Modernize Applications and Support Omnichannel Strategies](https://knowledge.accelitas.com/blog/2016/2/29/use-web-services-to-modernize-applications-and-support-omnichannel-strategies) ## [Study Finds that Customer Empathy Usually Goes Amiss](https://knowledge.accelitas.com/blog/2016/2/29/study-finds-that-customer-empathy-usually-goes-amiss) ## [Benefits of Real-time Account Segmentation](https://knowledge.accelitas.com/blog/2016/2/29/benefits-of-real-time-account-segmentation) ## **Ready to reimagine financial access?** Call us at +1 [415-842-7700](tel:4158427700) or email [info@accelitas.com](mailto:info@accelitas.com?) 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