The Benefits of Crossing Disciplines in Artificial Intelligence

Posted by Steve Krawczyk on May 8, 2018

Steve Krawczyk, Director of Research & Development, Accelitas

At Accelitas, we’re dedicated to providing businesses with predictive insights that grow profitable accounts while reducing risks. And when it comes to the data analytics that deliver these insights, we believe in using the best tool for a job. To determine the best tool, you need to have well-rounded knowledge spanning multiple disciplines. It’s not sufficient simply to rely on one’s own area of expertise, even if that expertise includes PhD work. Work at the PhD level almost always requires specialization in a narrow topic within a single discipline. That tight focus is great for making incremental advances in a field of study. But it’s all too easy in post-graduate work to fall into the trap of keeping that tight focus when trying to solve the broad, highly varied range of problems that arise in the real world.

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Tags: Machine Learning, lending, Artificial Intelligence, linear model, interpretable results

Loan Rejection Rates Digging into Revenues? Dig Deep into Data

Posted by Paul Greenwood on May 4, 2018

We're pleased to present this guest blog by Paul Greenwood, CEO and Co-founder of our strategic partner, GDS Link, a provider of technology solutions, analytical and consulting services for the modern lender.

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Tags: lending, AI Lift, credit risk management, Artificial Intelligence, GDS Link

The Mueller Investigation Highlights the Importance of Knowing Your Customers

Posted by John Bennett on April 6, 2018

Know Your Customer: that’s a sound management practice for any business. And for financial organizations in the U.S., it’s a legal requirement mandated in the Bank Secrecy Act of 1970 and the USA PATRIOT Act of 2002.

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Tags: ID authentication, AI Extract, AI Authenticate, Customer Identity Intelligence, Mueller investigation, Know Your Customer

Remember This Term: Customer Identity Intelligence (Here's Why.)

Posted by Greg Cote on March 29, 2018

Mobile-first consumers. The rise of artificial intelligence. FinTechs and disruptive startups. Open APIs for ecommerce, banking, and just about everything else.

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Tags: customer journey, mobile account opening, Identity Intelligence, credit risk management, Customer Identity Intelligence

Dropping Names: A CEO's POV on Renaming a Company

Posted by Greg Cote on March 11, 2018

by Greg Cote, Co-founder and CEO, Accelitas

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Tags: Accelitas, Identity Intelligence

Authenticate IDs in Real Time for Mobile Onboarding with AI Authenticate

Posted by John Bennett on November 27, 2017

 

Mobile onboarding needs to be fast, frictionless, and risk-free. Minutes count. Extending the mobile onboarding process by a mere five minutes has been shown to increase the application abandonment rate by 200%.

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Tags: mobile account opening, ID authentication, mobile onboarding, AI Authenticate

Improve Lending Decisions with Machine Learning

Posted by John Bennett on November 27, 2017

Machine Learning enables computers to recognize patterns and take actions without first being programmed with built-in directives to do so. Machine Learning software “learns” through exposure to data, automatically refining its own ability to recognize and respond to patterns.

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Tags: Machine Learning, lending, white paper

Auto-Extract ID Data for Mobile Account Opening with AI Extract

Posted by John Bennett on November 13, 2017

Mobile onboarding should be fast and easy . But too often it's slow, complicated, and error-prone.

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Tags: mobile account opening, auto-form-fill, AI Extract