--- title: Accelitas Insights Blog | interpretable results description: interpretable results | Accelitas® is reimagining financial access through the transformative power of data. Our AI-powered data analytics deliver fast, fair and frictionless ways to help businesses grow by confirming identity, predicting credit, and reconciling data and enabling payments --- [![accelitas-circle-logo_bright-green_web](https://knowledge.accelitas.com/hs-fs/hubfs/accelitas-circle-logo_bright-green_web.png?width=1500&height=1501&name=accelitas-circle-logo_bright-green_web.png "accelitas-circle-logo_bright-green_web")](http://www.accelitas.com) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/bank-account-validation) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Use Cases](https://www.accelitas.com/use-cases) - [Industries We Serve](https://www.accelitas.com/use-cases) - [Collections](https://www.accelitas.com/use-cases-collections) - [Billers](https://www.accelitas.com/use-cases-billers) - [Fintechs](https://www.accelitas.com/use-cases-fintechs) - [Storefront Lending](https://www.accelitas.com/use-cases-storefront) - [Payroll Providers](https://www.accelitas.com/use-cases-payroll-providers) - [Payment Processors](https://www.accelitas.com/use-cases-payment-processors) - [Resources](https://www.accelitas.com/resources-overview) - [Resources Overview](https://www.accelitas.com/resources-overview) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/company-and-mission) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [Request a Demo](https://www.accelitas.com/contact-us) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/predict-credit-1) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Resources](https://knowledge.accelitas.com/blog) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies/) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/about/) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [News & Events](https://www.accelitas.com/news-events/) - [News & Events](https://www.accelitas.com/news-events) - [Contact Us](https://www.accelitas.com/contact-us/) # Accelitas Insights [![](https://knowledge.accelitas.com/hubfs/Unknown-7.png)](https://knowledge.accelitas.com/blog/reimagining-financial-access) ## Now more than ever: Time to reimagine financial access Whether serving the needs of borrowers, helping lenders make better credit decisions there’s a smarter way to move forward leveraging technology to reimagine financial access. BlogPost 29315009294 Reimagine Financial Access | AI | Data | Fintech | Accelitas [Read More](https://knowledge.accelitas.com/blog/reimagining-financial-access) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/reimagining-financial-access#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [Financial Services](https://knowledge.accelitas.com/blog/topic/financial-services), [Identity verification](https://knowledge.accelitas.com/blog/topic/identity-verification), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [Credit Invisible](https://knowledge.accelitas.com/blog/topic/credit-invisible), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics), [Real-time Data](https://knowledge.accelitas.com/blog/topic/real-time-data), [Creditworthy Borrowers](https://knowledge.accelitas.com/blog/topic/creditworthy-borrowers), [Financial Access](https://knowledge.accelitas.com/blog/topic/financial-access), [AI](https://knowledge.accelitas.com/blog/topic/ai), [Predict Credit](https://knowledge.accelitas.com/blog/topic/predict-credit), [Fintech](https://knowledge.accelitas.com/blog/topic/fintech), [Reimagining Financial Access](https://knowledge.accelitas.com/blog/topic/reimagining-financial-access), [Confirm Identity](https://knowledge.accelitas.com/blog/topic/confirm-identity), [Payments](https://knowledge.accelitas.com/blog/topic/payments), [Enable Payments](https://knowledge.accelitas.com/blog/topic/enable-payments) ## It’s only fair. How Explainable AI is transforming compliance Explainable AI is transforming lending compliance AI-powered analytics deliver credit risk that is predictive, insightful, and regulation-friendly BlogPost 19312646446 It’s only fair. How Explainable AI is transforming compliance [Read More](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0) 2 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA Compliant](https://knowledge.accelitas.com/blog/topic/fcra-compliant), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [Credit Reporting Agency](https://knowledge.accelitas.com/blog/topic/credit-reporting-agency), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [compliance](https://knowledge.accelitas.com/blog/topic/compliance), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics) [![](https://knowledge.accelitas.com/hubfs/Accelitas-turbo-charge-your-credit-score.jpeg)](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0) ## Giving traditional credit scores a serious turbo charge Accept more creditworthy customers with the scored applicants you have already rejected, and identify millions of un-scored and thin-file consumers BlogPost 19308904324 Giving traditional credit scores a serious turbo charge [Read More](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Credit Scores](https://knowledge.accelitas.com/blog/topic/credit-scores), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA](https://knowledge.accelitas.com/blog/topic/fcra), [thin-file](https://knowledge.accelitas.com/blog/topic/thin-file), [un-scored](https://knowledge.accelitas.com/blog/topic/un-scored), [FCRA Compliant](https://knowledge.accelitas.com/blog/topic/fcra-compliant) [![AI Lift is giving credit risk a new angle_Accelitas_Blog](https://knowledge.accelitas.com/hubfs/AI%20Lift%20is%20giving%20credit%20risk%20a%20new%20angle_Accelitas_Blog.jpg)](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle) ## Ai Lift is giving credit risk a new angle. AI-powered analytics “bend the curve” to reveal the creditworthy customers you’ve been missing. BlogPost 17264126124 Ai Lift is giving credit risk a new angle. [Read More](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime) [![new-blog-image-1](https://knowledge.accelitas.com/hubfs/new-blog-image-1.jpg)](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders) ## It’s only fair. Predictive analytics is a win/win for both borrowers and lenders. New CFPB study shows AI and machine learning can approve significantly more applications, while yielding lower average APRs; Accelitas AI Lift proves itself twice as predictive as the competition. In a recent data test of 18 competitive credit screening scores, AI Lift from Accelitas delivered twice the predictive lift over the vendor average — at 77% the cost of our nearest competitor. By identifying more good customers, AI Lift’s advanced analytics can deliver a ROI of 30:1, creating a win/win scenario for everyone. BlogPost 12247756602 It’s only fair. Predictive analytics is a win/win for both borrowers and lenders. [Read More](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA](https://knowledge.accelitas.com/blog/topic/fcra) [![blog-accelitas-micro-climates](https://knowledge.accelitas.com/hubfs/blog-accelitas-micro-climates.jpg)](https://knowledge.accelitas.com/blog/how-to-weather-the-latest-lending-forecast-0) ## How to weather the latest lending forecast: Let a Microclimate™ credit score guide you. Micro-Climate credit scores are becoming the guiding principle for how to weather and navigate the current lending landscape. With the use of Accelitas's AI Life tool, an AI-powered Credit Risk Web Service, it is changing the way lenders are looking at their current landscape and access new borrowers. BlogPost 11809142687 How to weather the latest lending forecast: Let a Microclimate™ credit score guide you. [Read More](https://knowledge.accelitas.com/blog/how-to-weather-the-latest-lending-forecast-0) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-to-weather-the-latest-lending-forecast-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [data waterfall](https://knowledge.accelitas.com/blog/topic/data-waterfall), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Credit Scores](https://knowledge.accelitas.com/blog/topic/credit-scores), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [Alternative Lending](https://knowledge.accelitas.com/blog/topic/alternative-lending), [micro-climate score](https://knowledge.accelitas.com/blog/topic/micro-climate-score) [![blog-image-millenials-accelitas](https://knowledge.accelitas.com/hubfs/blog-image-millenials-accelitas.jpg)](https://knowledge.accelitas.com/blog/the-benefits-of-crossing-disciplines-in-artificial-intelligence-0) ## What does traditional credit screening miss? Start with 70 million potential customers. AI includes disciplines such as applied statistics, data mining, pattern recognition, machine learning, deep learning, probabilistic methods, and big data. When applying AI to solve a problem, it is often beneficial to leverage techniques from more than one of these disciplines and sub-disciplines. BlogPost 11806683277 What does traditional credit screening miss? Start with 70 million potential customers. [Read More](https://knowledge.accelitas.com/blog/the-benefits-of-crossing-disciplines-in-artificial-intelligence-0) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/the-benefits-of-crossing-disciplines-in-artificial-intelligence-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Credit Scores](https://knowledge.accelitas.com/blog/topic/credit-scores), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Millennials](https://knowledge.accelitas.com/blog/topic/millennials), [Gen Z](https://knowledge.accelitas.com/blog/topic/gen-z), [Alternative Lending](https://knowledge.accelitas.com/blog/topic/alternative-lending), [Credit Invisible](https://knowledge.accelitas.com/blog/topic/credit-invisible) [![bannner_AI_BlogPost_CrossingDisciplines](https://knowledge.accelitas.com/hubfs/bannner_AI_BlogPost_CrossingDisciplines.png)](https://knowledge.accelitas.com/blog/the-benefits-of-crossing-disciplines-in-artificial-intelligence) ## The Benefits of Crossing Disciplines in Artificial Intelligence AI includes disciplines such as applied statistics, data mining, pattern recognition, machine learning, deep learning, probabilistic methods, and big data. When applying AI to solve a problem, it is often beneficial to leverage techniques from more than one of these disciplines and sub-disciplines. BlogPost 5709451706 The Benefits of Crossing Disciplines in Artificial Intelligence [Read More](https://knowledge.accelitas.com/blog/the-benefits-of-crossing-disciplines-in-artificial-intelligence) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/the-benefits-of-crossing-disciplines-in-artificial-intelligence#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results) [All posts](https://knowledge.accelitas.com/blog/all) ## **Ready to reimagine financial access?** Call us at +1 [415-842-7700](tel:4158427700) or email [info@accelitas.com](mailto:info@accelitas.com?) 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