Accelitas Insights

Is your BAV solution meeting today’s demands? It may be time to ask your vendor some hard questions.

In a world of changing rules and economic uncertainty, the need for robust, pre-transaction account validation and risk modeling is more important than ever.

BlogPost 86091167322 Is your BAV solution meeting today’s demands? It may be time to ask your vendor some hard questions.

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Tags: Alternative Lending, Real-time Data, Bank Account Verification, Fraud Screening, traditional lending, bank account validation

In the post-pandemic world, lending has shifted — and alternative data is leading the way

In the post pandemic world, changes in account validation regulations are accelerating. Accelitas CEO joins Lend360 panel to discuss potential and coming changes. Learn more.

BlogPost 61079927384 In the post-pandemic world, lending has shifted — and alternative data is leading the way

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Tags: credit risk management, Credit Risk Web Service, Credit Scores, Alternative Lending, Credit Reporting, Real-time Data, Predict Credit, Bank Account Verification, Fraud Screening, traditional lending, bank account validation

Real-time bank account verification is raising the stakes for consumers and lenders. So what happens next?

The Lend360 Summit in Dallas, TX highlights the future of real-time decisioning and bank account validation. Check out the highlights from the event.

BlogPost 61076053810 Real-time bank account verification is raising the stakes for consumers and lenders. So what happens next?

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Tags: Alternative Lending, Real-time Data, Bank Account Verification, Fraud Screening, traditional lending, bank account validation

How to weather the latest lending forecast: Let a Microclimate™ credit score guide you.

Micro-Climate credit scores are becoming the guiding principle for how to weather and navigate the current lending landscape. With the use of Accelitas's AI Life tool, an AI-powered Credit Risk Web Service, it is changing the way lenders are looking at their current landscape and access new borrowers.

BlogPost 11809142687 How to weather the latest lending forecast: Let a Microclimate™ credit score guide you.

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Tags: Machine Learning, lending, data waterfall, Artificial Intelligence, linear model, interpretable results, Alternative Data, Credit Risk Web Service, Credit Risk, Credit Scores, credit screening, predictive analytics, Alternative Lending, micro-climate score

What does traditional credit screening miss? Start with 70 million potential customers.

AI includes disciplines such as applied statistics, data mining, pattern recognition, machine learning, deep learning, probabilistic methods, and big data. When applying AI to solve a problem, it is often beneficial to leverage techniques from more than one of these disciplines and sub-disciplines.

BlogPost 11806683277 What does traditional credit screening miss? Start with 70 million potential customers.

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Tags: Machine Learning, lending, Artificial Intelligence, linear model, interpretable results, Alternative Data, Credit Risk, Credit Scores, credit screening, Millennials, Gen Z, Alternative Lending, Credit Invisible