Accelitas Insights

How to weather the latest lending forecast: Let a Microclimate™ credit score guide you.

Micro-Climate credit scores are becoming the guiding principle for how to weather and navigate the current lending landscape. With the use of Accelitas's AI Life tool, an AI-powered Credit Risk Web Service, it is changing the way lenders are looking at their current landscape and access new borrowers.

BlogPost 11809142687 How to weather the latest lending forecast: Let a Microclimate™ credit score guide you.

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Tags: Machine Learning, lending, data waterfall, Artificial Intelligence, linear model, interpretable results, Alternative Data, Credit Risk Web Service, Credit Risk, Credit Scores, credit screening, predictive analytics, Alternative Lending, micro-climate score

Why Lenders Should Focus on Profitability, Not First Payment Default (FPD)

First Payment Default predicts loss only 50% of the time. By using our AI Verify service, lenders can grow profits while keeping FPD rates under control.

BlogPost 5324541539 Why Lenders Should Focus on Profitability, Not First Payment Default (FPD)

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Tags: lending, First Payment Default (FPD), data waterfall