--- title: Accelitas Insights Blog | Credit Reporting description: Credit Reporting | Accelitas® is reimagining financial access through the transformative power of data. Our AI-powered data analytics deliver fast, fair and frictionless ways to help businesses grow by confirming identity, predicting credit, and reconciling data and enabling payments --- [![accelitas-circle-logo_bright-green_web](https://knowledge.accelitas.com/hs-fs/hubfs/accelitas-circle-logo_bright-green_web.png?width=1500&height=1501&name=accelitas-circle-logo_bright-green_web.png "accelitas-circle-logo_bright-green_web")](http://www.accelitas.com) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/bank-account-validation) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Use Cases](https://www.accelitas.com/use-cases) - [Industries We Serve](https://www.accelitas.com/use-cases) - [Collections](https://www.accelitas.com/use-cases-collections) - [Billers](https://www.accelitas.com/use-cases-billers) - [Fintechs](https://www.accelitas.com/use-cases-fintechs) - [Storefront Lending](https://www.accelitas.com/use-cases-storefront) - [Payroll Providers](https://www.accelitas.com/use-cases-payroll-providers) - [Payment Processors](https://www.accelitas.com/use-cases-payment-processors) - [Resources](https://www.accelitas.com/resources-overview) - [Resources Overview](https://www.accelitas.com/resources-overview) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/company-and-mission) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [Request a Demo](https://www.accelitas.com/contact-us) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/predict-credit-1) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Resources](https://knowledge.accelitas.com/blog) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies/) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/about/) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [News & Events](https://www.accelitas.com/news-events/) - [News & Events](https://www.accelitas.com/news-events) - [Contact Us](https://www.accelitas.com/contact-us/) # Accelitas Insights [![](https://knowledge.accelitas.com/hubfs/thumbnail_navigating-post-pandemic-lending_event.png)](https://knowledge.accelitas.com/blog/lending-has-shifted-and-alternative-data-is-leading) ## In the post-pandemic world, lending has shifted — and alternative data is leading the way In the post pandemic world, changes in account validation regulations are accelerating. Accelitas CEO joins Lend360 panel to discuss potential and coming changes. Learn more. BlogPost 61079927384 In the post-pandemic world, lending has shifted — and alternative data is leading the way [Read More](https://knowledge.accelitas.com/blog/lending-has-shifted-and-alternative-data-is-leading) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/lending-has-shifted-and-alternative-data-is-leading#comments-listing) Tags: [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Scores](https://knowledge.accelitas.com/blog/topic/credit-scores), [Alternative Lending](https://knowledge.accelitas.com/blog/topic/alternative-lending), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [Real-time Data](https://knowledge.accelitas.com/blog/topic/real-time-data), [Predict Credit](https://knowledge.accelitas.com/blog/topic/predict-credit), [Bank Account Verification](https://knowledge.accelitas.com/blog/topic/bank-account-verification), [Fraud Screening](https://knowledge.accelitas.com/blog/topic/fraud-screening), [traditional lending](https://knowledge.accelitas.com/blog/topic/traditional-lending), [bank account validation](https://knowledge.accelitas.com/blog/topic/bank-account-validation) [![](https://knowledge.accelitas.com/hubfs/Accelitas_Notification-Blue.png)](https://knowledge.accelitas.com/blog/staffing-announcement-krawczyk-cook-0) ## As fintech seeks next level solutions, Accelitas expands its innovative leadership Steve Krawczyk named Chief Technology Officer, James Cook brings strategic experience as new Senior Director of Product Management BlogPost 35305848779 Accelitas | Announcement | Steve Krawczyk | James Cook [Read More](https://knowledge.accelitas.com/blog/staffing-announcement-krawczyk-cook-0) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/staffing-announcement-krawczyk-cook-0#comments-listing) Tags: [lending](https://knowledge.accelitas.com/blog/topic/lending), [Financial Services](https://knowledge.accelitas.com/blog/topic/financial-services), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics), [Real-time Data](https://knowledge.accelitas.com/blog/topic/real-time-data), [Creditworthy Borrowers](https://knowledge.accelitas.com/blog/topic/creditworthy-borrowers), [Financial Access](https://knowledge.accelitas.com/blog/topic/financial-access), [AI](https://knowledge.accelitas.com/blog/topic/ai), [Predict Credit](https://knowledge.accelitas.com/blog/topic/predict-credit), [Fintech](https://knowledge.accelitas.com/blog/topic/fintech), [Reimagining Financial Access](https://knowledge.accelitas.com/blog/topic/reimagining-financial-access), [Confirm Identity](https://knowledge.accelitas.com/blog/topic/confirm-identity), [Payments](https://knowledge.accelitas.com/blog/topic/payments), [Enable Payments](https://knowledge.accelitas.com/blog/topic/enable-payments), [James Cook](https://knowledge.accelitas.com/blog/topic/james-cook), [Fraud Prevention](https://knowledge.accelitas.com/blog/topic/fraud-prevention), [Microclimate Score](https://knowledge.accelitas.com/blog/topic/microclimate-score), [CTO](https://knowledge.accelitas.com/blog/topic/cto), [Steve Krawczyk](https://knowledge.accelitas.com/blog/topic/steve-krawczyk) [![](https://knowledge.accelitas.com/hubfs/Unknown-7.png)](https://knowledge.accelitas.com/blog/reimagining-financial-access) ## Now more than ever: Time to reimagine financial access Whether serving the needs of borrowers, helping lenders make better credit decisions there’s a smarter way to move forward leveraging technology to reimagine financial access. BlogPost 29315009294 Reimagine Financial Access | AI | Data | Fintech | Accelitas [Read More](https://knowledge.accelitas.com/blog/reimagining-financial-access) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/reimagining-financial-access#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [Financial Services](https://knowledge.accelitas.com/blog/topic/financial-services), [Identity verification](https://knowledge.accelitas.com/blog/topic/identity-verification), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [Credit Invisible](https://knowledge.accelitas.com/blog/topic/credit-invisible), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics), [Real-time Data](https://knowledge.accelitas.com/blog/topic/real-time-data), [Creditworthy Borrowers](https://knowledge.accelitas.com/blog/topic/creditworthy-borrowers), [Financial Access](https://knowledge.accelitas.com/blog/topic/financial-access), [AI](https://knowledge.accelitas.com/blog/topic/ai), [Predict Credit](https://knowledge.accelitas.com/blog/topic/predict-credit), [Fintech](https://knowledge.accelitas.com/blog/topic/fintech), [Reimagining Financial Access](https://knowledge.accelitas.com/blog/topic/reimagining-financial-access), [Confirm Identity](https://knowledge.accelitas.com/blog/topic/confirm-identity), [Payments](https://knowledge.accelitas.com/blog/topic/payments), [Enable Payments](https://knowledge.accelitas.com/blog/topic/enable-payments) [![](https://knowledge.accelitas.com/hubfs/image-3.png)](https://knowledge.accelitas.com/blog/state-of-identity-podcast-reimagining-financial-access) ## What’s new in the State of Identity? Jimmy Williams delivers some essential answers Accelitas shares insights on volatile market and fintech solutions in State of Identity’s latest podcast titled Accelitas: Reimagining Financial Access BlogPost 34475196881 State of Identity | Podcast | Accelitas | Reimagining Financial Access [Read More](https://knowledge.accelitas.com/blog/state-of-identity-podcast-reimagining-financial-access) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/state-of-identity-podcast-reimagining-financial-access#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [Financial Services](https://knowledge.accelitas.com/blog/topic/financial-services), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Identity verification](https://knowledge.accelitas.com/blog/topic/identity-verification), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [One World Identity](https://knowledge.accelitas.com/blog/topic/one-world-identity), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [thin-file](https://knowledge.accelitas.com/blog/topic/thin-file), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics), [Automated Lending](https://knowledge.accelitas.com/blog/topic/automated-lending), [point-of-sale data](https://knowledge.accelitas.com/blog/topic/point-of-sale-data), [custom credit score](https://knowledge.accelitas.com/blog/topic/custom-credit-score), [COVID-19](https://knowledge.accelitas.com/blog/topic/covid-19), [Real-time Data](https://knowledge.accelitas.com/blog/topic/real-time-data), [Coronavirus](https://knowledge.accelitas.com/blog/topic/coronavirus), [Essential Retail Transactions](https://knowledge.accelitas.com/blog/topic/essential-retail-transactions), [Creditworthy Borrowers](https://knowledge.accelitas.com/blog/topic/creditworthy-borrowers), [Predict Credit](https://knowledge.accelitas.com/blog/topic/predict-credit), [Fintech](https://knowledge.accelitas.com/blog/topic/fintech), [State of Identity](https://knowledge.accelitas.com/blog/topic/state-of-identity), [Reimagining Financial Access](https://knowledge.accelitas.com/blog/topic/reimagining-financial-access), [OWI](https://knowledge.accelitas.com/blog/topic/owi), [inclusion](https://knowledge.accelitas.com/blog/topic/inclusion), [Explainable](https://knowledge.accelitas.com/blog/topic/explainable) ## It’s only fair. How Explainable AI is transforming compliance Explainable AI is transforming lending compliance AI-powered analytics deliver credit risk that is predictive, insightful, and regulation-friendly BlogPost 19312646446 It’s only fair. How Explainable AI is transforming compliance [Read More](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0) 2 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA Compliant](https://knowledge.accelitas.com/blog/topic/fcra-compliant), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [Credit Reporting Agency](https://knowledge.accelitas.com/blog/topic/credit-reporting-agency), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [compliance](https://knowledge.accelitas.com/blog/topic/compliance), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics) [All posts](https://knowledge.accelitas.com/blog/all) ## **Ready to reimagine financial access?** Call us at +1 [415-842-7700](tel:4158427700) or email [info@accelitas.com](mailto:info@accelitas.com?) 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