Redefining Credit Risk with Artificial Intelligence and Human Expertise
AI and Human Expertise are creating opportunities for lenders to see the power of uncorrelated alternative data. Find great borrowers with a fresh perspective!
BlogPost 29561070088 Credit Risk Management | Ai Lift | Accelitas
Tags:
Machine Learning,
lending,
AI Lift,
Accelitas,
credit risk management,
Artificial Intelligence,
Alternative Data,
Credit Risk Web Service,
Credit Risk,
credit screening,
predictive analytics,
credit decisions,
AI-Powered Analytics,
Automated Lending,
point-of-sale data,
custom credit score,
COVID-19,
Real-time Data,
Coronavirus,
Essential Retail Transactions,
Creditworthy Borrowers
How real-time data helps lenders cope with coronavirus uncertainty
Coronavirus has undoubtedly created uncertainty in the lending marketplace. Businesses and consumers will need access to capital and lenders can turn to alternative real-time data to uncover more qualified applicants. Learn more!
BlogPost 27263453192 How real-time data helps lenders cope with coronavirus uncertainty
Tags:
Machine Learning,
lending,
AI Lift,
Accelitas,
credit risk management,
Artificial Intelligence,
Alternative Data,
Credit Risk Web Service,
Credit Risk,
credit screening,
predictive analytics,
credit decisions,
AI-Powered Analytics,
Automated Lending,
point-of-sale data,
custom credit score,
COVID-19,
Real-time Data,
Coronavirus,
Essential Retail Transactions,
Creditworthy Borrowers
It’s only fair. How Explainable AI is transforming compliance
Explainable AI is transforming lending compliance
AI-powered analytics deliver credit risk that is predictive, insightful, and regulation-friendly
BlogPost 19312646446 It’s only fair. How Explainable AI is transforming compliance
Tags:
Machine Learning,
lending,
AI Lift,
Accelitas,
credit risk management,
Artificial Intelligence,
linear model,
interpretable results,
Alternative Data,
Credit Risk Web Service,
Credit Risk,
Adverse Actions,
credit screening,
Explainable AI,
predictive analytics,
CFPB,
near prime,
FCRA Compliant,
Credit Reporting,
Credit Reporting Agency,
credit decisions,
compliance,
AI-Powered Analytics
Giving traditional credit scores a serious turbo charge
Accept more creditworthy customers with the scored applicants you have already rejected, and identify millions of un-scored and thin-file consumers
BlogPost 19308904324 Giving traditional credit scores a serious turbo charge
Tags:
Machine Learning,
lending,
AI Lift,
Accelitas,
Artificial Intelligence,
linear model,
interpretable results,
Credit Risk Web Service,
Credit Risk,
Adverse Actions,
Credit Scores,
credit screening,
Explainable AI,
predictive analytics,
CFPB,
near prime,
FCRA,
thin-file,
un-scored,
FCRA Compliant
Ai Lift is giving credit risk a new angle.
AI-powered analytics “bend the curve” to reveal the creditworthy customers you’ve been missing.
BlogPost 17264126124 Ai Lift is giving credit risk a new angle.
Tags:
Machine Learning,
lending,
AI Lift,
Accelitas,
Artificial Intelligence,
linear model,
interpretable results,
Credit Risk Web Service,
Credit Risk,
Adverse Actions,
Explainable AI,
predictive analytics,
CFPB,
near prime
It’s only fair. Predictive analytics is a win/win for both borrowers and lenders.
New CFPB study shows AI and machine learning can approve significantly more applications, while yielding lower average APRs; Accelitas AI Lift proves itself twice as predictive as the competition. In a recent data test of 18 competitive credit screening scores, AI Lift from Accelitas delivered twice the predictive lift over the vendor average — at 77% the cost of our nearest competitor. By identifying more good customers, AI Lift’s advanced analytics can deliver a ROI of 30:1, creating a win/win scenario for everyone.
BlogPost 12247756602 It’s only fair. Predictive analytics is a win/win for both borrowers and lenders.
Tags:
Machine Learning,
lending,
AI Lift,
Accelitas,
Artificial Intelligence,
linear model,
interpretable results,
Credit Risk Web Service,
Credit Risk,
Adverse Actions,
Explainable AI,
predictive analytics,
CFPB,
near prime,
FCRA
How to weather the latest lending forecast: Let a Microclimate™ credit score guide you.
Micro-Climate credit scores are becoming the guiding principle for how to weather and navigate the current lending landscape. With the use of Accelitas's AI Life tool, an AI-powered Credit Risk Web Service, it is changing the way lenders are looking at their current landscape and access new borrowers.
BlogPost 11809142687 How to weather the latest lending forecast: Let a Microclimate™ credit score guide you.
Tags:
Machine Learning,
lending,
data waterfall,
Artificial Intelligence,
linear model,
interpretable results,
Alternative Data,
Credit Risk Web Service,
Credit Risk,
Credit Scores,
credit screening,
predictive analytics,
Alternative Lending,
micro-climate score
What does traditional credit screening miss? Start with 70 million potential customers.
AI includes disciplines such as applied statistics, data mining, pattern recognition, machine learning, deep learning, probabilistic methods, and big data. When applying AI to solve a problem, it is often beneficial to leverage techniques from more than one of these disciplines and sub-disciplines.
BlogPost 11806683277 What does traditional credit screening miss? Start with 70 million potential customers.
Tags:
Machine Learning,
lending,
Artificial Intelligence,
linear model,
interpretable results,
Alternative Data,
Credit Risk,
Credit Scores,
credit screening,
Millennials,
Gen Z,
Alternative Lending,
Credit Invisible
