Accelitas Insights

What does traditional credit screening miss? Start with 70 million potential customers.

AI includes disciplines such as applied statistics, data mining, pattern recognition, machine learning, deep learning, probabilistic methods, and big data. When applying AI to solve a problem, it is often beneficial to leverage techniques from more than one of these disciplines and sub-disciplines.
BlogPost 11806683277 What does traditional credit screening miss? Start with 70 million potential customers.

Tags: Machine Learning, lending, Artificial Intelligence, linear model, interpretable results, Alternative Data, Credit Risk, Credit Scores, credit screening, Millennials, Gen Z, Alternative Lending, Credit Invisible

No time to lose. In 2019, lenders simply have to be smarter.

In 2019, it is vital lenders use their resources and become smarter. Time is of the essence and businesses are attempting to navigate growth while avoiding risks such as inadequate credit scores, tightening demand and managing changing demographics.
BlogPost 11804232100 No time to lose. In 2019, lenders simply have to be smarter.

Tags: lending, Financial Services, AI Lift, Accelitas, Artificial Intelligence

The Benefits of Crossing Disciplines in Artificial Intelligence

AI includes disciplines such as applied statistics, data mining, pattern recognition, machine learning, deep learning, probabilistic methods, and big data. When applying AI to solve a problem, it is often beneficial to leverage techniques from more than one of these disciplines and sub-disciplines.
BlogPost 5709451706 The Benefits of Crossing Disciplines in Artificial Intelligence

Tags: Machine Learning, lending, Artificial Intelligence, linear model, interpretable results

Loan Rejection Rates Digging into Revenues? Dig Deep into Data

GDS Link is positioning organizations to take advantage of new prospective borrowers through a full risk analytics suite. Our partnership with Accelitas brings this to new level, as the AI and machine learning service provider empowers firms to identify rejected applicants who merit reconsideration.
BlogPost 5757774595 Loan Rejection Rates Digging into Revenues? Dig Deep into Data

Tags: lending, AI Lift, credit risk management, Artificial Intelligence, GDS Link

Improve Lending Decisions with Machine Learning

Read our new white paper to learn how Machine Learning enables lenders to lower rejection rates and grow profitable accounts.
BlogPost 5451456348 Improve Lending Decisions with Machine Learning

Tags: Machine Learning, lending, white paper

Lend360 Recap: Helping Lenders Stop Rejecting Valuable Accounts

At the Lend360 Conference we introduced AI Lift, a new service that re-evaluates rejected applicants for overlooked indications of creditworthiness.
BlogPost 5395956643 Lend360 Recap: Helping Lenders Stop Rejecting Valuable Accounts

Tags: lending, AI Lift, Lend360

Why Lenders Should Focus on Profitability, Not First Payment Default (FPD)

First Payment Default predicts loss only 50% of the time. By using our AI Verify service, lenders can grow profits while keeping FPD rates under control.
BlogPost 5324541539 Why Lenders Should Focus on Profitability, Not First Payment Default (FPD)

Tags: lending, First Payment Default (FPD), data waterfall

Lessons from Finovate 2017

DSi helps with four key trends discussed at Finovate 2017: Mobile Banking, Machine Learning, integration through APIs, and improving employee efficiency.
BlogPost 5136068372 Lessons from Finovate 2017

Tags: mobile banking, Machine Learning, lending, Financial Services, Finovate, API, Employee Efficiency