--- title: Accelitas Insights Blog | Accelitas (5) description: Accelitas | Accelitas® is reimagining financial access through the transformative power of data. Our AI-powered data analytics deliver fast, fair and frictionless ways to help businesses grow by confirming identity, predicting credit, and reconciling data and enabling payments (5) --- [![accelitas-circle-logo\_bright-green\_web](https://knowledge.accelitas.com/hs-fs/hubfs/accelitas-circle-logo_bright-green_web.png?width=1500&height=1501&name=accelitas-circle-logo_bright-green_web.png "accelitas-circle-logo_bright-green_web")](http://www.accelitas.com) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/bank-account-validation) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Use Cases](https://www.accelitas.com/use-cases) - [Industries We Serve](https://www.accelitas.com/use-cases) - [Collections](https://www.accelitas.com/use-cases-collections) - [Billers](https://www.accelitas.com/use-cases-billers) - [Fintechs](https://www.accelitas.com/use-cases-fintechs) - [Storefront Lending](https://www.accelitas.com/use-cases-storefront) - [Payroll Providers](https://www.accelitas.com/use-cases-payroll-providers) - [Payment Processors](https://www.accelitas.com/use-cases-payment-processors) - [Resources](https://www.accelitas.com/resources-overview) - [Resources Overview](https://www.accelitas.com/resources-overview) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/company-and-mission) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [Request a Demo](https://www.accelitas.com/contact-us) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/predict-credit-1) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Resources](https://knowledge.accelitas.com/blog) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies/) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/about/) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [News & Events](https://www.accelitas.com/news-events/) - [News & Events](https://www.accelitas.com/news-events) - [Contact Us](https://www.accelitas.com/contact-us/) # Accelitas Insights [![Essential real-time data ](https://knowledge.accelitas.com/hubfs/grocery%20cart%20%E2%80%94%20uncertain%20times-blog-1.jpg)](https://knowledge.accelitas.com/blog/how-real-time-data-helps-lenders-cope-with-coronavirus-uncertainty) ## How real-time data helps lenders cope with coronavirus uncertainty Coronavirus has undoubtedly created uncertainty in the lending marketplace. Businesses and consumers will need access to capital and lenders can turn to alternative real-time data to uncover more qualified applicants. Learn more! BlogPost 27263453192 How real-time data helps lenders cope with coronavirus uncertainty [Read More](https://knowledge.accelitas.com/blog/how-real-time-data-helps-lenders-cope-with-coronavirus-uncertainty) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-real-time-data-helps-lenders-cope-with-coronavirus-uncertainty#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics), [Automated Lending](https://knowledge.accelitas.com/blog/topic/automated-lending), [point-of-sale data](https://knowledge.accelitas.com/blog/topic/point-of-sale-data), [custom credit score](https://knowledge.accelitas.com/blog/topic/custom-credit-score), [COVID-19](https://knowledge.accelitas.com/blog/topic/covid-19), [Real-time Data](https://knowledge.accelitas.com/blog/topic/real-time-data), [Coronavirus](https://knowledge.accelitas.com/blog/topic/coronavirus), [Essential Retail Transactions](https://knowledge.accelitas.com/blog/topic/essential-retail-transactions), [Creditworthy Borrowers](https://knowledge.accelitas.com/blog/topic/creditworthy-borrowers) ## It’s only fair. How Explainable AI is transforming compliance Explainable AI is transforming lending compliance AI-powered analytics deliver credit risk that is predictive, insightful, and regulation-friendly BlogPost 19312646446 It’s only fair. How Explainable AI is transforming compliance [Read More](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0) 2 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA Compliant](https://knowledge.accelitas.com/blog/topic/fcra-compliant), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [Credit Reporting Agency](https://knowledge.accelitas.com/blog/topic/credit-reporting-agency), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [compliance](https://knowledge.accelitas.com/blog/topic/compliance), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics) [![](https://knowledge.accelitas.com/hubfs/Accelitas-turbo-charge-your-credit-score.jpeg)](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0) ## Giving traditional credit scores a serious turbo charge Accept more creditworthy customers with the scored applicants you have already rejected, and identify millions of un-scored and thin-file consumers BlogPost 19308904324 Giving traditional credit scores a serious turbo charge [Read More](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Credit Scores](https://knowledge.accelitas.com/blog/topic/credit-scores), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA](https://knowledge.accelitas.com/blog/topic/fcra), [thin-file](https://knowledge.accelitas.com/blog/topic/thin-file), [un-scored](https://knowledge.accelitas.com/blog/topic/un-scored), [FCRA Compliant](https://knowledge.accelitas.com/blog/topic/fcra-compliant) [![AI Lift is giving credit risk a new angle\_Accelitas\_Blog](https://knowledge.accelitas.com/hubfs/AI%20Lift%20is%20giving%20credit%20risk%20a%20new%20angle_Accelitas_Blog.jpg)](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle) ## Ai Lift is giving credit risk a new angle. AI-powered analytics “bend the curve” to reveal the creditworthy customers you’ve been missing. BlogPost 17264126124 Ai Lift is giving credit risk a new angle. [Read More](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime) [![new-blog-image-1](https://knowledge.accelitas.com/hubfs/new-blog-image-1.jpg)](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders) ## It’s only fair. Predictive analytics is a win/win for both borrowers and lenders. New CFPB study shows AI and machine learning can approve significantly more applications, while yielding lower average APRs; Accelitas AI Lift proves itself twice as predictive as the competition. In a recent data test of 18 competitive credit screening scores, AI Lift from Accelitas delivered twice the predictive lift over the vendor average — at 77% the cost of our nearest competitor. By identifying more good customers, AI Lift’s advanced analytics can deliver a ROI of 30:1, creating a win/win scenario for everyone. BlogPost 12247756602 It’s only fair. Predictive analytics is a win/win for both borrowers and lenders. [Read More](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA](https://knowledge.accelitas.com/blog/topic/fcra) [![blog-be-smarter-accelitas](https://knowledge.accelitas.com/hubfs/blog-be-smarter-accelitas.jpg)](https://knowledge.accelitas.com/blog/in-2019-lenders-simply-have-to-be-smarter-0) ## No time to lose. In 2019, lenders simply have to be smarter. In 2019, it is vital lenders use their resources and become smarter. Time is of the essence and businesses are attempting to navigate growth while avoiding risks such as inadequate credit scores, tightening demand and managing changing demographics. BlogPost 11804232100 No time to lose. In 2019, lenders simply have to be smarter. [Read More](https://knowledge.accelitas.com/blog/in-2019-lenders-simply-have-to-be-smarter-0) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/in-2019-lenders-simply-have-to-be-smarter-0#comments-listing) Tags: [lending](https://knowledge.accelitas.com/blog/topic/lending), [Financial Services](https://knowledge.accelitas.com/blog/topic/financial-services), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence) ## Accelitas Delivers Next Level Real-Time Lead Screening Tuned To Your Strategy The ability to pre-screen leads allows businesses to target prospects more likely to become profitable customers. BlogPost 183703756664 Accelitas Delivers Next Level Real-Time Lead Screening Tuned To Your Strategy [Read More](https://knowledge.accelitas.com/blog/accelitas-delivers-next-level-real-time-lead-screening-tuned-to-your-strategy) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/accelitas-delivers-next-level-real-time-lead-screening-tuned-to-your-strategy#comments-listing) Tags: [Financial Services](https://knowledge.accelitas.com/blog/topic/financial-services), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [compliance](https://knowledge.accelitas.com/blog/topic/compliance), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics), [Reimagining Financial Access](https://knowledge.accelitas.com/blog/topic/reimagining-financial-access), [Timely payments](https://knowledge.accelitas.com/blog/topic/timely-payments), [Ai Resolve](https://knowledge.accelitas.com/blog/topic/ai-resolve), [Bank Account Verification](https://knowledge.accelitas.com/blog/topic/bank-account-verification), [Accelerated Insight Platform](https://knowledge.accelitas.com/blog/topic/accelerated-insight-platform), [Confidence Score](https://knowledge.accelitas.com/blog/topic/confidence-score), [Account Confirmation](https://knowledge.accelitas.com/blog/topic/account-confirmation), [NACHA Compliance](https://knowledge.accelitas.com/blog/topic/nacha-compliance), [ACH-ability](https://knowledge.accelitas.com/blog/topic/ach-ability), [NACHA](https://knowledge.accelitas.com/blog/topic/nacha), [Account Validation](https://knowledge.accelitas.com/blog/topic/account-validation), [Ai Verify](https://knowledge.accelitas.com/blog/topic/ai-verify), [Fraud](https://knowledge.accelitas.com/blog/topic/fraud), [ACH](https://knowledge.accelitas.com/blog/topic/ach), [Fraud Screening](https://knowledge.accelitas.com/blog/topic/fraud-screening), [Account Verification](https://knowledge.accelitas.com/blog/topic/account-verification), [SOC Compliant](https://knowledge.accelitas.com/blog/topic/soc-compliant) ## Looking For Fast, Fair, Frictionless Fintech Solutions? It All Comes Together On The Accelerated Insight Platform In today’s financial market, access is everything. Taking advantage of real-time transactional data and unsurpassed account coverage, Accelitas creates frictionless account verification, improves ACH success rates, and meets Nacha compliance for fraud prevention. BlogPost 183703755654 Looking For Fast, Fair, Frictionless Fintech Solutions? It All Comes Together On The Accelerated Insight Platform [Read More](https://knowledge.accelitas.com/blog/looking-for-fast-fair-frictionless-fintech-solutions) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/looking-for-fast-fair-frictionless-fintech-solutions#comments-listing) Tags: [Financial Services](https://knowledge.accelitas.com/blog/topic/financial-services), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [compliance](https://knowledge.accelitas.com/blog/topic/compliance), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics), [Reimagining Financial Access](https://knowledge.accelitas.com/blog/topic/reimagining-financial-access), [Timely payments](https://knowledge.accelitas.com/blog/topic/timely-payments), [Ai Resolve](https://knowledge.accelitas.com/blog/topic/ai-resolve), [Bank Account Verification](https://knowledge.accelitas.com/blog/topic/bank-account-verification), [Accelerated Insight Platform](https://knowledge.accelitas.com/blog/topic/accelerated-insight-platform), [Confidence Score](https://knowledge.accelitas.com/blog/topic/confidence-score), [Account Confirmation](https://knowledge.accelitas.com/blog/topic/account-confirmation), [NACHA Compliance](https://knowledge.accelitas.com/blog/topic/nacha-compliance), [ACH-ability](https://knowledge.accelitas.com/blog/topic/ach-ability), [NACHA](https://knowledge.accelitas.com/blog/topic/nacha), [Account Validation](https://knowledge.accelitas.com/blog/topic/account-validation), [Ai Verify](https://knowledge.accelitas.com/blog/topic/ai-verify), [Fraud](https://knowledge.accelitas.com/blog/topic/fraud), [ACH](https://knowledge.accelitas.com/blog/topic/ach), [Fraud Screening](https://knowledge.accelitas.com/blog/topic/fraud-screening), [Account Verification](https://knowledge.accelitas.com/blog/topic/account-verification), [SOC Compliant](https://knowledge.accelitas.com/blog/topic/soc-compliant) [Previous](https://knowledge.accelitas.com/blog/topic/accelitas/page/4) [All posts](https://knowledge.accelitas.com/blog/all) [Next](https://knowledge.accelitas.com/blog/topic/accelitas/page/6) ## **Ready to reimagine financial access?** Call us at +1 [415-842-7700](tel:4158427700) or email [info@accelitas.com](mailto:info@accelitas.com?) 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