--- title: Accelitas Insights Blog | Greg Cote (2) description: Co-founder and CEO of Accelitas, Inc. (2) --- [![accelitas-circle-logo_bright-green_web](https://knowledge.accelitas.com/hs-fs/hubfs/accelitas-circle-logo_bright-green_web.png?width=1500&height=1501&name=accelitas-circle-logo_bright-green_web.png "accelitas-circle-logo_bright-green_web")](http://www.accelitas.com) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/bank-account-validation) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Use Cases](https://www.accelitas.com/use-cases) - [Industries We Serve](https://www.accelitas.com/use-cases) - [Collections](https://www.accelitas.com/use-cases-collections) - [Billers](https://www.accelitas.com/use-cases-billers) - [Fintechs](https://www.accelitas.com/use-cases-fintechs) - [Storefront Lending](https://www.accelitas.com/use-cases-storefront) - [Payroll Providers](https://www.accelitas.com/use-cases-payroll-providers) - [Payment Processors](https://www.accelitas.com/use-cases-payment-processors) - [Resources](https://www.accelitas.com/resources-overview) - [Resources Overview](https://www.accelitas.com/resources-overview) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/company-and-mission) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [Request a Demo](https://www.accelitas.com/contact-us) - [Home](https://www.accelitas.com/) - [Solutions](https://www.accelitas.com/predict-credit-1) - [Bank Account Validation](https://www.accelitas.com/bank-account-validation) - [Lead Screening](https://www.accelitas.com/lead-screening) - [Credit Scoring](https://www.accelitas.com/custom-credit-scoring) - [Accelerated Insight Platform](https://www.accelitas.com/accelerated-insight-platform) - [Resources](https://knowledge.accelitas.com/blog) - [Blogs](https://knowledge.accelitas.com/blog) - [Fact Sheets](https://www.accelitas.com/fact-sheets) - [Case Studies](https://www.accelitas.com/case-studies/) - [eGuides](https://www.accelitas.com/eguides) - [Executive Briefs](https://www.accelitas.com/executive-briefs) - [Webinars](https://www.accelitas.com/webinars) - [Videos](https://www.accelitas.com/video-center) - [Press Releases](https://www.accelitas.com/press-releases) - [Developer Portal](https://devportal.accelitas.com/) - [About](https://www.accelitas.com/about/) - [Company and Purpose](https://www.accelitas.com/company-and-mission) - [Leadership](https://www.accelitas.com/leadership) - [Investors + Advisors](https://www.accelitas.com/investors-advisors) - [Partners](https://www.accelitas.com/our-partners) - [Careers](https://www.accelitas.com/careers) - [Process and Pricing](https://www.accelitas.com/process-and-pricing) - [News & Events](https://www.accelitas.com/news-events/) - [News & Events](https://www.accelitas.com/news-events) - [Contact Us](https://www.accelitas.com/contact-us/) # Accelitas Insights ## Greg Cote Co-founder and CEO of Accelitas, Inc. ### Recent Posts ## It’s only fair. How Explainable AI is transforming compliance Explainable AI is transforming lending compliance AI-powered analytics deliver credit risk that is predictive, insightful, and regulation-friendly BlogPost 19312646446 It’s only fair. How Explainable AI is transforming compliance [Read More](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0) 2 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-explainable-ai-is-transforming-compliance-0-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [credit risk management](https://knowledge.accelitas.com/blog/topic/credit-risk-management), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA Compliant](https://knowledge.accelitas.com/blog/topic/fcra-compliant), [Credit Reporting](https://knowledge.accelitas.com/blog/topic/credit-reporting), [Credit Reporting Agency](https://knowledge.accelitas.com/blog/topic/credit-reporting-agency), [credit decisions](https://knowledge.accelitas.com/blog/topic/credit-decisions), [compliance](https://knowledge.accelitas.com/blog/topic/compliance), [AI-Powered Analytics](https://knowledge.accelitas.com/blog/topic/ai-powered-analytics) [![](https://knowledge.accelitas.com/hubfs/Accelitas-turbo-charge-your-credit-score.jpeg)](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0) ## Giving traditional credit scores a serious turbo charge Accept more creditworthy customers with the scored applicants you have already rejected, and identify millions of un-scored and thin-file consumers BlogPost 19308904324 Giving traditional credit scores a serious turbo charge [Read More](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/accelitas-is-giving-traditional-credit-scores-a-serious-turbo-charge-0#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Credit Scores](https://knowledge.accelitas.com/blog/topic/credit-scores), [credit screening](https://knowledge.accelitas.com/blog/topic/credit-screening), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA](https://knowledge.accelitas.com/blog/topic/fcra), [thin-file](https://knowledge.accelitas.com/blog/topic/thin-file), [un-scored](https://knowledge.accelitas.com/blog/topic/un-scored), [FCRA Compliant](https://knowledge.accelitas.com/blog/topic/fcra-compliant) [![AI Lift is giving credit risk a new angle_Accelitas_Blog](https://knowledge.accelitas.com/hubfs/AI%20Lift%20is%20giving%20credit%20risk%20a%20new%20angle_Accelitas_Blog.jpg)](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle) ## Ai Lift is giving credit risk a new angle. AI-powered analytics “bend the curve” to reveal the creditworthy customers you’ve been missing. BlogPost 17264126124 Ai Lift is giving credit risk a new angle. [Read More](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/ai-lift-is-giving-credit-risk-a-new-angle#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime) [![new-blog-image-1](https://knowledge.accelitas.com/hubfs/new-blog-image-1.jpg)](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders) ## It’s only fair. Predictive analytics is a win/win for both borrowers and lenders. New CFPB study shows AI and machine learning can approve significantly more applications, while yielding lower average APRs; Accelitas AI Lift proves itself twice as predictive as the competition. In a recent data test of 18 competitive credit screening scores, AI Lift from Accelitas delivered twice the predictive lift over the vendor average — at 77% the cost of our nearest competitor. By identifying more good customers, AI Lift’s advanced analytics can deliver a ROI of 30:1, creating a win/win scenario for everyone. BlogPost 12247756602 It’s only fair. Predictive analytics is a win/win for both borrowers and lenders. [Read More](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/predictive-analytics-is-a-win-win-for-customers-and-lenders#comments-listing) Tags: [Machine Learning](https://knowledge.accelitas.com/blog/topic/machine-learning), [lending](https://knowledge.accelitas.com/blog/topic/lending), [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Accelitas](https://knowledge.accelitas.com/blog/topic/accelitas), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [linear model](https://knowledge.accelitas.com/blog/topic/linear-model), [interpretable results](https://knowledge.accelitas.com/blog/topic/interpretable-results), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Credit Risk](https://knowledge.accelitas.com/blog/topic/credit-risk), [Adverse Actions](https://knowledge.accelitas.com/blog/topic/adverse-actions), [Explainable AI](https://knowledge.accelitas.com/blog/topic/explainable-ai), [predictive analytics](https://knowledge.accelitas.com/blog/topic/predictive-analytics), [CFPB](https://knowledge.accelitas.com/blog/topic/cfpb), [near prime](https://knowledge.accelitas.com/blog/topic/near-prime), [FCRA](https://knowledge.accelitas.com/blog/topic/fcra) [![Accelitas_Petaluma Office](https://knowledge.accelitas.com/hubfs/Petaluma%20Office/Accelitas_Petaluma%20Office.jpg)](https://knowledge.accelitas.com/blog/how-will-you-grow-in-2019) ## How Will You Grow in 2019? Learn about our executive team expansion, office relocation, and new AI Lift Credit Risk Web Service that can help your business grow in 2019. BlogPost 7438666504 How Will You Grow in 2019? [Read More](https://knowledge.accelitas.com/blog/how-will-you-grow-in-2019) 1 Comment [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-will-you-grow-in-2019#comments-listing) Tags: [AI Lift](https://knowledge.accelitas.com/blog/topic/ai-lift), [Credit Risk Web Service](https://knowledge.accelitas.com/blog/topic/credit-risk-web-service), [Office Relocation](https://knowledge.accelitas.com/blog/topic/office-relocation), [Executive Team Expansion](https://knowledge.accelitas.com/blog/topic/executive-team-expansion) [![Untitled design (7)](https://knowledge.accelitas.com/hubfs/Untitled%20design%20%287%29.jpg)](https://knowledge.accelitas.com/blog/how-to-leverage-intelligence-to-help-online-lenders) ## How to Leverage Intelligence to Help Online Lenders In this blog, learn the 3 major topics leading online lenders were discussing at the 2018 LEND360 conference. BlogPost 6385153609 How to Leverage Intelligence to Help Online Lenders [Read More](https://knowledge.accelitas.com/blog/how-to-leverage-intelligence-to-help-online-lenders) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-to-leverage-intelligence-to-help-online-lenders#comments-listing) Tags: [Lend360](https://knowledge.accelitas.com/blog/topic/lend360), [Identity Intelligence](https://knowledge.accelitas.com/blog/topic/identity-intelligence), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data) [![LinkedIn_ad_v2_083018](https://knowledge.accelitas.com/hubfs/Customer%20Identity%20Intelligence/Blog%203/LinkedIn_ad_v2_083018.jpg)](https://knowledge.accelitas.com/blog/what-happened-to-alternative-data) ## What Happened to Alternative Data? Learn how Accelitas provides lenders and other financial services organizations the alternative data, identity intelligence, and responsive service they need to deliver great products to a growing and profitable market. BlogPost 6091898656 What Happened to Alternative Data? [Read More](https://knowledge.accelitas.com/blog/what-happened-to-alternative-data) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/what-happened-to-alternative-data#comments-listing) Tags: [Identity Intelligence](https://knowledge.accelitas.com/blog/topic/identity-intelligence), [Artificial Intelligence](https://knowledge.accelitas.com/blog/topic/artificial-intelligence), [CU Direct DRIVE](https://knowledge.accelitas.com/blog/topic/cu-direct-drive), [Alternative Data](https://knowledge.accelitas.com/blog/topic/alternative-data) [![AI and Alternative Data](https://knowledge.accelitas.com/hubfs/Blog%202-2.jpg)](https://knowledge.accelitas.com/blog/how-to-increase-your-customers-with-ai-and-alternative-data) ## How to increase your customers with AI and Alternative Data Leveraging new AI techniques to identify more good guys and convert them into customers requires broad alternative data sources and powerful AI analytics. BlogPost 5907783228 How to increase your customers with AI and Alternative Data [Read More](https://knowledge.accelitas.com/blog/how-to-increase-your-customers-with-ai-and-alternative-data) 0 Comments [Click here to read/write comments](https://knowledge.accelitas.com/blog/how-to-increase-your-customers-with-ai-and-alternative-data#comments-listing) Tags: [Identity Intelligence](https://knowledge.accelitas.com/blog/topic/identity-intelligence), [CU Direct DRIVE](https://knowledge.accelitas.com/blog/topic/cu-direct-drive) [Previous](https://knowledge.accelitas.com/blog/author/greg-cote/page/1) [All posts](https://knowledge.accelitas.com/blog/all) [Next](https://knowledge.accelitas.com/blog/author/greg-cote/page/3) ## **Ready to reimagine financial access?** Call us at +1 [415-842-7700](tel:4158427700) or email [info@accelitas.com](mailto:info@accelitas.com?) Back To Top © 2024 Accelitas, Inc. 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