Bank account validation, Nacha compliance, and a “fat-finger” solution

Ai Validate Bank Data combines our proprietary analytics in risk modeling to produce indicators on the validity, association and the risk of the bank account information submitted. 

Ai Validate BAV leverages the same powerful analytics but adds unique data sources that are tuned for higher value/higher risk ACH transactions, where the client either does not want or cannot use FCRA data for BAV.

Ai Validate BAV | FCRA is typically used for higher value/higher risk ACH transactions. (e.g., funding a consumer loan). 

The core of these services are built upon:

• Payment transaction activity at 400k U.S. businesses
• A real-time database that includes 98% of U.S. bank accounts
• ACH, Check, eCommerce, Fraud and Collections data
• A bank-grade and SOC2-compliant infrastructure