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Speaker Bios

Ryan Barrett, VP Credit Risk & Data Science | Acima Credit

Mr. Barrett is VP of Credit Risk & Data Science and head of lease underwriting at Acima Credit, where he employs machine learning algorithms to determine customer creditworthiness using traditional and non-traditional data sources. Ryan Barrett leads Acima’s cross-functional team of data scientists, engineers, and product managers that built and maintain Acima’s proprietary underwriting workflow recently acquired for $1.7B by Rent-A-Center in Feb 2021. 


Steve Krawczyk, Chief Data Scientist | Accelitas

Mr. Krawczyk has more than 13 years of research experience. His research interests include pattern recognition, computer vision, and machine learning. Prior to Accelitas, Mr. Krawczyk held research positions at the Naval Research Laboratory, Cognitec Systems, Quantcast, and SoarTech.


Jimmy Williams, SVP, National Sales Manager | Accelitas

Mr. Williams leads the Accelitas new business and client growth team. Before joining Accelitas, Mr. Williams was part of the Emerging Payments & Strategy team at Bank of America. Prior to this, he held various client-facing leadership roles at First Data over a span of 18 years to include the Money Network product, TeleCheck, and Merchant Services suite of payment acceptance solutions covering markets ranging from Small Business to National/Global.